Young Malaysians Struggling With PTPTN Loans: What’s Really Happening?
Many young Malaysians are finding it harder than ever to repay their PTPTN student loans, highlighting a growing financial pressure among the younger generation.Education is supposed to open doors — but for some, it has become a long-term financial burden. 📊 PTPTN Loan Situation in Malaysia The latest figures show: PTPTN’s outstanding loan balance is […]
Malaysia’s OPR Cut Expected to Boost Economic Growth Into 2026, Says Finance Ministry
Malaysia’s recent reduction in the Overnight Policy Rate (OPR) is expected to strengthen the country’s economic growth through late 2025 and into 2026, according to the Ministry of Finance (MoF). The move signals confidence in Malaysia’s economic momentum despite global uncertainty. What Does the OPR Cut Mean? The OPR is the benchmark interest rate set […]
Bursa Malaysia Rebounds as Investors Anticipate US Rate Cut — What It Means for You
According to The Star, Malaysia’s benchmark index gained momentum as traders anticipate that the US Federal Reserve will soon reduce its key interest rates. Lower global rates often lead to more investment activity and cheaper borrowing costs. When investors expect rate cuts, they tend to move funds into stocks and emerging markets like Malaysia — […]
Malaysia to Adopt MYOR-i: A New Era for Islamic Finance by 2027
Bank Negara Malaysia (BNM) has announced that the Malaysia Islamic Overnight Rate (MYOR-i) will become the main Islamic benchmark rate starting 1 July 2027. This move marks a major milestone in Malaysia’s journey to strengthen Shariah-compliant finance and ensure greater transparency and fairness in the Islamic banking system. What Is MYOR-i? The MYOR-i (Malaysia Islamic […]
Islamic Banking Continues to Drive Malaysia’s Economic Growth
Malaysia’s Islamic banking sector remains a key engine of the country’s economic expansion, with total assets in the sector growing by 9.1% year-on-year. Strong Asset Growth and Sector Performance The strong jump in assets reflects not only confidence in Shariah-compliant financial services but also the growing role of the sector in funding real-economy activities, said […]
Malaysia Budget 2026: Fiscal Discipline & MSME Growth Boost
Malaysia’s 2026 Budget balances fiscal restraint and growth, with new MSME incentives that support sustainable economic recovery and business expansion. Banks say the Budget underscores “fiscal prudence”: it keeps government spending in check and avoids overextending commitments. Meanwhile, it allocates resources and incentives designed to grow and stabilize the MSME sector, which is often called […]
When National Debt Hits 65%: How to Stay Financially Safe?
Main Issues:• Malaysia’s debt could exceed 65% of GDP by 2026, with debt servicing costs rising from RM40.5B (2022) to RM58.3B.• Hidden liabilities like government guarantees push total exposure to around 82% of GDP.• Rising debt means less funding for development and social programs, risking slower economic growth. Why It Matters:Debt is not just numbers—it […]
SJKP Offers Over-100% Home Financing Guarantee for First-Time Buyers
KUALA LUMPUR — Syarikat Jaminan Kredit Perumahan Bhd (SJKP) now guarantees home loans that cover more than 100% of the property price for eligible first-time homebuyers — including costs beyond just the purchase price — easing barriers for those lacking formal income documentation. Why This Matters Many individuals — such as ride-hailing drivers, hawkers, online […]
Ready or Not: How E-Invoicing Is Changing the Way Malaysian Businesses Work
Beginning in 2025, Malaysia is entering a new digital phase for businesses with the implementation of e-Invoicing — an initiative by the Inland Revenue Board (LHDN) to improve transparency, efficiency, and tax compliance. But while this move promises long-term benefits, many small and medium enterprises (SMEs) are still figuring out what it means for their […]
Bank Negara Malaysia Launches RENTAS+ for 24/7 Interbank Settlements
Bank Negara Malaysia (BNM) has officially launched RENTAS+, an upgraded version of its Real-Time Electronic Transfer of Funds and Securities System (RENTAS). The new platform enables round-the-clock interbank fund transfers and settlements, operating 24 hours a day, 7 days a week, all year round. This makes RENTAS+ the first real-time gross settlement (RTGS) system in […]