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Malaysia’s central bank, Bank Negara Malaysia (BNM), recently announced that it will maintain the Overnight Policy Rate (OPR) at 2.75%, a decision widely expected by
When you need extra funds, two common options usually come to mind: a personal loan or a credit card. While both provide access to money,
Choosing the right bank product can be overwhelming. With so many options available — from personal loans, savings accounts, and credit cards to investment products
Access to financing is one of the most important factors in business growth. However, many SME owners struggle with one key question: Should I apply
Malaysia’s small and medium-sized enterprises (SMEs) have received encouraging news with the announcement of a new RM2.5 billion funding allocation by Bank Negara Malaysia (BNM).
As Malaysia moves further into 2026, several key sectors are playing a major role in driving economic growth. Understanding these industries is essential for businesses,
Many Malaysian business owners assume that once their business meets the basic requirements, they are ready to apply for a loan. In reality, there is
Financial planning is essential in today’s challenging economic environment. With rising living costs, inflation, and stricter loan requirements, individuals and business owners must manage their
Many Malaysian business owners assume that having strong monthly sales automatically qualifies their business for a loan. While sales performance is important, it is not
Many Malaysian business owners assume that having high profits automatically guarantees business loan approval. In reality, banks and financial institutions focus on something far more
Leap Concept Sdn Bhd (started off as Fleap Global Enterprise in 2019) is a financial consulting firm that is dedicated to help the financially troubled achieve financial freedom.