
Working Capital vs Term Loan: Which Is Right for Your Business?
Access to financing is one of the most important factors in business growth. However, many SME owners struggle with one key question: Should I apply
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Access to financing is one of the most important factors in business growth. However, many SME owners struggle with one key question: Should I apply

Malaysia’s small and medium-sized enterprises (SMEs) have received encouraging news with the announcement of a new RM2.5 billion funding allocation by Bank Negara Malaysia (BNM).

As Malaysia moves further into 2026, several key sectors are playing a major role in driving economic growth. Understanding these industries is essential for businesses,

Many Malaysian business owners assume that once their business meets the basic requirements, they are ready to apply for a loan. In reality, there is

Financial planning is essential in today’s challenging economic environment. With rising living costs, inflation, and stricter loan requirements, individuals and business owners must manage their

Many Malaysian business owners assume that having strong monthly sales automatically qualifies their business for a loan. While sales performance is important, it is not

Many Malaysian business owners assume that having high profits automatically guarantees business loan approval. In reality, banks and financial institutions focus on something far more

Malaysia’s currency has shown notable strength recently, marking one of its strongest performances against the US dollar in years. This trend reflects rising investor confidence

Applying for a loan can be a helpful financial step, whether it’s for personal needs, business expansion, or emergency expenses. However, many applications get rejected

Applying for an SME loan can be a crucial step for business growth. However, many applications are rejected due to common and avoidable issues. Understanding
Leap Concept Sdn Bhd (started off as Fleap Global Enterprise in 2019) is a financial consulting firm that is dedicated to help the financially troubled achieve financial freedom.