Young Malaysians Struggling With PTPTN Loans: What’s Really Happening?
Many young Malaysians are finding it harder than ever to repay their PTPTN student loans, highlighting a growing financial pressure among the younger generation.Education is supposed to open doors — but for some, it has become a long-term financial burden. 📊 PTPTN Loan Situation in Malaysia The latest figures show: PTPTN’s outstanding loan balance is […]
Malaysia’s OPR Cut Expected to Boost Economic Growth Into 2026, Says Finance Ministry
Malaysia’s recent reduction in the Overnight Policy Rate (OPR) is expected to strengthen the country’s economic growth through late 2025 and into 2026, according to the Ministry of Finance (MoF). The move signals confidence in Malaysia’s economic momentum despite global uncertainty. What Does the OPR Cut Mean? The OPR is the benchmark interest rate set […]
Bursa Malaysia Rebounds as Investors Anticipate US Rate Cut — What It Means for You
According to The Star, Malaysia’s benchmark index gained momentum as traders anticipate that the US Federal Reserve will soon reduce its key interest rates. Lower global rates often lead to more investment activity and cheaper borrowing costs. When investors expect rate cuts, they tend to move funds into stocks and emerging markets like Malaysia — […]
SJKP Offers Over-100% Home Financing Guarantee for First-Time Buyers
KUALA LUMPUR — Syarikat Jaminan Kredit Perumahan Bhd (SJKP) now guarantees home loans that cover more than 100% of the property price for eligible first-time homebuyers — including costs beyond just the purchase price — easing barriers for those lacking formal income documentation. Why This Matters Many individuals — such as ride-hailing drivers, hawkers, online […]
Ready or Not: How E-Invoicing Is Changing the Way Malaysian Businesses Work
Beginning in 2025, Malaysia is entering a new digital phase for businesses with the implementation of e-Invoicing — an initiative by the Inland Revenue Board (LHDN) to improve transparency, efficiency, and tax compliance. But while this move promises long-term benefits, many small and medium enterprises (SMEs) are still figuring out what it means for their […]
Bank Negara Malaysia Launches RENTAS+ for 24/7 Interbank Settlements
Bank Negara Malaysia (BNM) has officially launched RENTAS+, an upgraded version of its Real-Time Electronic Transfer of Funds and Securities System (RENTAS). The new platform enables round-the-clock interbank fund transfers and settlements, operating 24 hours a day, 7 days a week, all year round. This makes RENTAS+ the first real-time gross settlement (RTGS) system in […]
Mandatory EPF Contributions for Foreign Workers Effective October 2025
Starting this month, foreign workers in Malaysia are required to contribute to the Employees Provident Fund (EPF), following the enforcement of the Finance Act 2025. Under the new rule, all documented non-Malaysian employees must contribute 2% of their monthly wages, while employers are also required to contribute 2% on behalf of their foreign staff. This […]
New BNM Rule: Financial Education Required for Personal Loans Above RM100,000
Bank Negara Malaysia (BNM) has introduced a new requirement: consumers applying for personal financing above RM100,000 must complete a financial education module before approval. New Policy: Financial Education for High-Value Loans Why Is This Important? This measure is significant because: Who Will Be Affected What Borrowers Should Do Leap Concept’s View At Leap Concept, we […]
Budi95 Petrol Subsidy Malaysia 2025: RON95 Price, Eligibility and Monthly Limit
The Budi95 petrol subsidy Malaysia 2025 was introduced on 30 September 2025 to make fuel more affordable for citizens. With this new system, Malaysians can purchase RON95 petrol at RM1.99 per litre, capped at 300 litres per month. Non-citizens will pay RM2.60 per litre, ensuring subsidies are focused only on Malaysians. What is the Budi95 […]
Anything you know about Bursa Malaysia? The most important institution in Malaysia’s economic system
Bursa Malaysia is one of the largest bourses in ASEAN. They operate and regulate a fully integrated exchange, offering a comprehensive range of exchange-related facilities, including listing, trading, clearing, settlement, and depository services. Is Malaysian knowledgeable enough about Bursa Malaysia? What is “Bursa Malaysia” Bursa Malaysia Berhad is a brand new name changed from Kuala […]